Credit and Debit Cards

Credit Cards

HowStuffWorks is a wholly owned subsidiary of Discovery Communications. The website is the award-winning source of credible, unbiased, and easy-to-understand explanations of how the world actually works. This particular article explores the different aspects or credit transactions, and explains to the user how the transaction process works.

How Credit Cards Work

This webpage takes a more detailed look at the transaction process and the unique capabilities of credit cards. Also this site provides links to various credit card providers by credit quality or issuer.

How Credit Cards Work (2)

This webpage provides a detailed teaching guide on the usability of credit cards. It also addresses the various risks and fraud possibilities with Credit payments.

How Credit Cards Work (3)

This is an easy to read "book" put together by the credit card company, Discover, to help its users understand the credit card process. This link explains APR and credit card safety to the user.

Card Processing

This website shows how cards get processed and how they do transactions efficiently and cost-effectively. They have different programs to choose from such as the prepaid service.

Credit Cards

This is also a wikipedia source but also gives detailed information of credit cards and how they are used. This link shows the user the history and how the cards work, gives information on the grace periods and what the benefits are to the customers. This webpage also explains the transaction steps as well.

Debit Cards

How Debit Cards Work

HowStuffWorks is a wholly owned subsidiary of Discovery Communications. The website is the award-winning source of credible, unbiased, and easy-to-understand explanations of how the world actually works. This particular article explores the different aspects or debit transactions, and explains to the user how the transaction process works.

Debit Card Processing

This webpage helps users understand processing fees, Personal Identification Numbers (PIN),and explores various debit card issuers.

Debit Cards

Even though this is a wikipedia source, this particular webpage gives you a detailed background information on what a debit card is and how you can use it to make payments. The link shows the user how to do online debit and offline debit systems, the advantages and disadvantages of having and owning a debit card, and also gives background on different countries and their procedures.

Debit Card Frequently Asked Questions

This page provided by the Washington State Department of Financial Institutions answers users difficult questions. Some of those questions include, What is a debit card?, Why people use debit cards?, What kinds of costs are associated with debit cards?, What is an overdrawn account imply?, and many more.

Mutual Resources

Debit Cards vs. Credit Cards

This particular page provided by the Bank Of America explores the differences between the options and helps the user understand what they are and how to use them.

Inside National Payment Systems

This article gives the user an inside look on payment systems. The link explains to the user the different payment systems, talks about the risks a user can experience and the clearing and settlement policies.

Payment Systems - Credit and Debit Cards

This article gives the reader more information on payment systems, explains how card holders can access different funds, and provides details on different payment system companies and how they work. This webpage provides the user with steps to set up accounts and then what to do next.